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Penk Insurance Extras

At Penk Insurance we manage a carefully selected panel of top insurers and help you find a policy that can save you money without compromising on cover. We ensure that the policy is fit for purpose.

We can provide you with a number of important miscellaneous insurance policies to give you added protection & extra piece of mind.

We aim to keep the cost of these optional insurance policies as competitive as possible by continually checking the rates of our competitors and periodically checking for alternative markets.

Our miscellaneous insurance policies include

Motor legal expenses cover
Family legal expenses cover
Home emergency cover
Excess reimbursement cover
Guaranteed replacement vehicle cover

Additional Information

Why Excess Protection Insurance?

Having your vehicle damaged or stolen can be a stressful enough time without having to worry how you will pay your insurance excess.

Our Excess Protection Insurance policy is designed to cover your excess payment when you need to make a claim on your motor insurance policy for accidental damage, fire, theft and vandalism.

Cover is available to any driver holding a full and current UK driving licence or internationally recognised licence.

The policy covers motor cars, motor bikes, caravans, motor homes, commercial vehicles, taxis and dual control vehicles.

Why Home Emergency Solutions?

Our Home Emergency Solutions policy offers immediate help and peace of mind to home owners, who are faced with problems with their family home, covering emergency call out fees and repair costs.

Motor Legal Expenses – Providing you with extra piece of mind!

The cost of legal proceedings can be huge. So taking out legal protection cover may prove a very worthwhile move if you needed to take legal action for any reason, for example following a car accident.

A motor legal expenses insurance policy can also be used to recover the following aspects of your claim from a third party as a result of a crash in which you were not at fault.

  • Replacement Vehicle Costs
  • Policy Excess
  • Loss of Earnings
  • Loss of Use
  • Personal Injury Compensation
  • Vehicle Repair Costs
  • Out of Pocket Expenses
  • Damage to Personal Effects

Plus, it will entitle you to useful Helplines and Additional Services including:

  • 24 Hour Helpline
  • Managed Repairs (non-fault accidents only)
  • Motoring Criminal Prosecution Defence

We use Kindertons Accident Management Ltd for our motor legal expenses cover and “First Notification Of Loss” service.

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